Bathroom renovations top kitchens as the best home investment

Start and end your day in a peaceful bathroom retreat.

Curb appeal, updated kitchens and bathrooms are always big draws for potential buyers. Kitchens were traditionally the most common remodel, but this year the bathroom has surged ahead, according to a survey conducted by the National Association of Home Builders.

Homeowners are also avoiding large remodeling projects, such as room additions, whole house remodeling, installing pools and lavish outdoor living spaces. Instead, they choose the smaller bathroom project that can add panache and a sense of individuality.

While small, a bathroom remodel can be expensive, as is any project involving plumbing and water. Bathrooms today are being designed as personal retreats from the frenetic pace of life. Soaking tubs are big, as is a separate shower, beautiful tile, radiant heating and heated towel racks.

Still, remodeling a bathroom is one of the smarter investments a homeowner can do to add value.

The first step is to conceptualize just what you want for your bathroom. Writing a wish list helps with organization, and with deciding how much the project may cost. Research bathroom ideas at retail stores and by visiting newly remodeled bathrooms. You’ll be surprised how a simple idea turns into a functional centerpiece. The Internet is another wonderful resource for ideas, color coordination, bath features and online planning guides.

Doing this preliminary work also sets the stage for the second step, finding a reliable, professional contractor. Communication is the absolute key when doing a renovation, and unless you and the contractor are speaking the same language and understand the ultimate goal, problems will pop up.

While some do-it-yourselfers may be able to take on a bathroom remodel, a contractor is usually the best bet. He or she knows how to get the required permits and build according to your local code. Nothing is more disheartening when an inspector comes, finds issues and the whole job needs to be taken out.

Two major concepts are important in your remodel–lighting and circulation. John Rhia at houselogic.com emphasizes how important natural lighting and heavy-duty ventilation are. Good lighting creates an open, airy feeling, which is especially important in a small bathroom. And, well-designed lighting systems remove shadows so you’ll know how you look in the morning.

Ventilation is a major issue. Without it, the bathroom not only smells, well, like a locker room, but also breeds humidity, mold and mildew. Not only are these culprits expensive to remediate, they also will destroy expensive cabinetry.

A bathroom upgrade will bring many rewards, not only by adding value to you home, but also by providing you with a peaceful retreat to start and end your day. For success, take it slowly, be specific about what you want, and let the experts handle the water and plumbing.

Cleaning For A Reason helps women in treatment for cancer have sparkling clean homes

Through local cleaning and maid service partners, the Foundation relieves cleaning chores so women can focus on getting well.

Housework can be drudgery in the best of times, but for women being treated for cancer, the task can be insurmountable. Fortunately help is out there. The Cleaning For a Reason Foundation is dedicated to easing the housekeeping chores as women undergo treatment. Working with local cleaning and maid companies, the Foundation provides cleaning services once a month for four months.

Participating cleaning companies in the St. Louis area include Marvelous Maids, O’Fallon; Dee’s Cleaning Service, St. Charles; Green Angel Cleaning Service, St. Louis; Home Cleaning Centers of America, St. Louis-Midtown-South; and Go Green Clean in Webster Groves.

Founded in 2006 by Debbie Sardone, a 29-year veteran of the cleaning industry, the organization has provided more than $500,000 in free cleaning services. What a wonderful mission this group and affiliated cleaning services have taken on. By offering to help women in treatment, we see direct, immediate assistance to make their lives easier and more normal during a very difficult time.

If you know of a woman who would qualify, go to the Cleaning For A Reason website to help her begin the application process. While the Foundation does have sponsors, including Hoover and Allstate, donations are still needed to expand cleaning services. You may go here to help even more women being treated for cancer to have clean homes!

Home staging is vital for quick sell, best price

Staging increases your chances of a quick sell, reduces the time on the market, and supports your asking price.

Making your home alluring for potential buyers is a smart move in today’s real estate market. In fact, staging your home is now almost a must-do for a quick sell and the best price. The Internet has drastically changed how potential buyers initially shop for a home, and crisp, bright photos on a webpage are essential.

Home staging can take many forms, from the homeowner staging for little or no money, to hiring a professional stager to using the virtual staging technique. The two most important concepts of staging are valid for all methods–de-clutter and depersonalize.

Before doing anything, remove all clutter and personal effects, including that family photo on the mantel, the kids’ artwork on the refrigerator, the kitchen magnets and all those theme-room knick knacks. Sometimes this is a very hard thing to do because of the personal memories and comfort of living with your “stuff.”

Once you’ve done a de-cluttering and de-personalizing sweep, ask a friend or neighbor to come in a point out more things that should go. There will always be more and someone with an impersonal view can help you open up the space and show off your house to its best advantage. All your personal items will become an integral part of your new home. But right now you want a buyer to see their stuff in the house.

De-cluttering also has the added plus of helping you get organized for your move, and sorting thorough things that can be recycled, donated or thrown away. You’ll be ahead in the long run.

Next, remove excess furniture. Large, bulky pieces will make your home seem smaller and give a false perspective. Arrange your furniture in a conversational setting and let the room breathe with extra space.

If you have a fireplace, that should be the focus of your room. Remove the television; a flat-screen shouldn’t be the center of attention. If your fireplace has some black soot, it can be cleaned and even repainted.

Painting will be a big part of your home staging. Repainting an area makes it fresh and covers the scuff marks. You don’t have to stick to a neutral color—there are many softer shades of beige, light yellow, blue and green that will make an impression on potential buyers.

In the kitchen, remove ALL appliances from the countertops. This is extremely important if you have a small kitchen and need to create more countertop space. And as in the bathroom, cleaning and updating are the two most important tasks for these rooms. Kitchens and baths attract the most dirt, so showing a sparkling area will make a big difference.

A relatively new technique in home staging is virtual staging. This is used mostly with homes that are vacant and don’t show up to their potential. Virtual home stagers use computers to work with photos of the house and create a concept of the room, from changing the paint, placing furniture, lighting, and accessories.

This makes a better impression for potential buyers as viewed on the Internet, and can be less expensive than hiring a home stager and renting furniture. The trick here is to use prominent disclaimers saying that the property has been digitally enhanced to show the rooms can look with good design. Otherwise, a potential buyer who views the home online and sees a totally different looking house upon visiting will feel deceived and consider the treatment unethical.

More information on home preparing your home for sale and Home Buying Institute’s website.

Written by Myra Vandersall

Upgrades for the best return in resale

Exterior remodeling projects under $14,000 have the best return on investment

First impressions count. Increasing your home’s curb appeal outside bring potential buyers inside.

Preparing your home for sale in 2010 means planning ahead now. The good news is selecting the best improvement projects to increase your resale value and return on investment can be some of the least expensive. The most recent findings in the 2009 Remodeling Cost vs. Value report that eight of the top 10 projects in terms of costs recouped were exterior jobs that came in under $14,000. The report is published in the January 2010 issue of REALTOR® Magazine.

The least expensive but biggest on return is a new front door, which proves once again that first impressions are vitally important. A mid-range entry door replacement can garner a 128.9 percent return on investment, based on a national survey of 80 U.S. cities, and will welcome potential buyers into your home. Other exterior projects with a high return are certain types of window and siding replacements and adding a wood deck. The least profitable projects are home office remodels and sunroom additions.

Overall, a sensible and pragmatic approach to improvements is the way to go. Ultra-expensive remodels and exotic additions just won’t make a good return and will deflect buyers who are looking for value in today’s markets.

That said, there is one exception. Increasing living space is a good bargain and the addition of an attic bedroom, which can cost up to $50,000 on a national average, could be a good move. The rate of return on that project is better than 100 percent.

Here are more ideas for low cost improvements that will increase your home’s salability.

Increasing living space gives the buyer a sense of more value. Instead of putting a lot of effort into a home office, show your buyer that the space can be a bedroom. More bedrooms increase the sale price. Open floors plans are big now. Consider removing a non-weight bearing wall to open up the space between a kitchen and family room.

Kitchen and bathroom upgrades are well worth the effort. Replacing backsplashes and tile is an economical way to refresh either room. If you want to go granite for your countertops, consider granite tile instead of slab. Using tiles can be a $300 material cost instead of $5,000.

New or replacement cabinet fronts will impress potential buyers. Install rollout trays in the kitchen for better organization and give the buyer a sense of more space. A new medicine cabinet in the bathroom, plus light fixtures, an inexpensive vanity and faucets will make your bathroom new again.

Putting thought and coordination into your remodeling plans now will reap huge rewards in the spring.

Written by Myra Vandersall

Make a big effort to sell a small house and ring up a big sale

Smaller houses are contenders in the real estate market. People who are interested in lower costs, less maintenance and an active lifestyle are prime candidates to buy.

If the past couple of years have taught us anything, Americans are realizing that the “bigger is better” theory hasn’t worked out too well. That goes for real estate as well as life. Smaller houses have a very viable place in market now, especially for buyers who are cost-conscience and want to own property but are not interested in a lot of maintenance and high taxes.

Buyers run the gamut from first-timers who are looking for a starter house, to former McMansion owners tired of the expense involved in upkeep, to seniors who still want to own property but need a low maintenance house that affords them the option to seek new adventures.

In the beginning
Sprucing up a smaller house for sale is a lot like any other house, but sellers need to add an extra wow factor. Fantastic curb appeal is a must in this situation. You want the prospective buyer to fall in love with your house right away.

Garbage bags are you best friends
Eliminate clutter right now. The more stuff you have sitting around, the smaller the house seems. You want the potential buyer to see that their stuff will fit, that there is enough space to live comfortably and not feel overwhelmed. Fill the garbage bags up with things that no longer work, you don’t want and that you take with you to your next home.

Let the sunshine in
The more light, and the cleaner the windows, the bigger the space will look and feel. Dark drapes and shadowy corners give a closed in feeling and that’s not what you want to sell.

Open up the space
Smaller homes usually come with smaller kitchens. Remove all appliances from countertops when you show the house to give the appearance of adequate cooking space. If you have a huge wrap-around sofa and a big screen television in the living room, take them out. The first view as potential buyers enter the house is crucial; a buyer wants to see and feel open spaces rather than a cramped maze.

Highlight easy maintenance
Show off any new kitchen appliances and heating or cooling upgrades. Newer means less maintenance and lower costs. How long does it take you to cut the grass? A lot less than mowing an acre, and that means more time for the buyer to enjoy life.

Keep in mind that smaller homes are jewels in the landscape. Your property will be in demand and attracts those buyers who want more out of life than home maintenance.

Going Green Clinches The Sale

Green is the hot color right now and should be your color too when you sell or buy a home. Becoming attuned to the current eco-movement will make a huge difference. As a seller, you will boost the value of your home with eco-friendly improvements and give your real estate agent more features to highlight that will set your home apart from the rest.

Buyers are much smarter about their home purchases and want lasting value for the money; an energy efficient system that saves on utilities; and a clean, healthy place to live. Given the current real market, a buyer has the upper advantage and green may very well clinch the sale.

Here are some smart eco-improvements that will attract buyers and sell your house faster.

Breathe Easy
Applying a fresh coat of paint is a standard way of freshening up a home, but you really don’t want that “fresh paint” smell. To make it more comfortable and physically healthy for potential buyers, use paint low in volatile organic compounds (VOCs). This paint is readily available and comes in a wide array of colors.

The Hogs In The Kitchen
Two rooms attract the most attention from buyers–the kitchen and the bathroom. Here’s where you can really shine and show buyers you care about their utility bills. Upgrade old appliances with new Energy Star certified models. While this may seem expensive on the front end, the replacements will more than pay for themselves on the back end and increase traffic.

Don’t Take It For Granited
While we’re in the kitchen, take a look at those countertops. But here’s the deal; don’t automatically assume that granite is the way to go for replacement. Granite countertops may still impress some buyers, but true trendsetters will be on the lookout for kitchens that incorporate some of the hottest new materials. So, what about paper? That’s right, paper. Compressed post-recycled paper sealed with resin makes an extremely durable countertop. It’s less expensive than granite–which is not a renewable resource–and has a warm, sleek feel. Maintenance is low too. A yearly application of mineral oil will keep the countertop looking fresh and new.

Drips Are Out
Leaky faucets, showerheads and old toilets are not selling points. Now’s the time to install low-flow faucet aerators and showerheads. Did you know that showers account for 22% of the individual water use in North America? That racks up really big water and utility bills and rates will continue to rise. Take a look at that toilet too. It’s the biggest water user in the house. By installing a low water usage unit, you can save around 2,000 gallons of water a year.

It Makes Scents
Potential home buyers get a feel for a property as soon as they arrive. To give your visitors a preview of what’s inside, arrange fresh plants new the front door. Especially effective are scented geraniums and herbs that offer an aromatic experience. To spruce up your landscaping, support your state and choose native Missouri plants that grow well in local soil and weather conditions. Inside, remove any chemical room fresheners and display herbs, especially in the kitchen.

Flaunt It
When you go green to sell your home, make sure that potential buyers know about your efforts. Discrete signs here and there, noting low VOC paint, Energy Star appliances, low water usage products and native plants show that you care about your environment and that of the new owner.

For sellers who use eco-friendly techniques, your property has an edge on the competition. Take advantage of these smart tips to be green and earn more green!

6 Landscaping Tricks That Wow Buyers

In today's market, sellers have to work harder to persuade buyers that their property is worth the bite.


Landscape designer Michael Glassman has cooked up a recipe for guaranteed curb appeal.

1. Add splashes of color. With every changing season, a landscape should provide a new display of colors, textures, and fragrances. "It’s best to use one or two and repeat them," Glassman says. Example: white iceberg roses that bloom in spring, summer, and fall as a backdrop; in front, a contrasting punch of purple salvia or lavender that will flower at the same time; and as an accent, a crape myrtle tree that provides changing leaf colors in fall and interesting branches come winter.

2. Size trees and shrubs to scale. These should be planted in the right scale for the house so that they don’t block windows, doors, and other architectural features on the home’s facade. A large two-story house can handle a redwood, Chinese pistache, sycamore, or scarlet oak, but a one-story cottage is better paired with a flowering cherry, crabapple, or eastern redbud. Too many trees cast too much shadow and cause potential buyers to worry about maintenance and costs.

3. Maintain a perfect lawn. A velvety green lawn demonstrates tender loving care, so be sure sellers’ homes don’t have brown spots. Some rocks, pebbles, boulders, drought-tolerant plants, and ornamental grasses will generate more kudos, especially in drought areas.

4. Light up the outside. Good illumination allows buyers to see a home at night and adds drama. Sellers should use low-voltage lamps to highlight branches of specimen trees, a front door, walk, and corners of the house. But less is better. The yard shouldn’t resemble an airport runway.

5. Let them hear the water. The sound of water appeals to buyers, and you shouldn’t just reserve this for your backyard. A small fountain accented with rocks provides a pleasant gurgling sound, blocks street noise, and is affordable.

6. Use decorative architectural elements. A new mailbox, planted window boxes, and a low fence wrapped in potato vines add cachet, particularly during winter months when fewer plants blossom. Colors should complement the landscape and home. Just don’t overdo it: Too much can seem like kitschy lawn ornaments.

Source: Michael Glassman, landscape designer, Michael Glassman and Associates, Sacramento, Calif., www.michaelglassman.com

Low Cost Mortgage Program Helps Buyers, Sellers and Neighborhoods

What do you think of this–buying a home with an interest rate one percent below the current rate; no closing costs; no income restrictions and no points. With the current instability in the housing market, this may seem to fit in the too-good-to-be-true category.

But, it is true. The Neighborhood Assistance Corporation of America (NACA), a non-profit homeownership and advocacy organization offers this type of loan. Founded in Boston in 1988, NACA has been in the forefront of getting people into homes with mortgages they can afford. The group works with major lenders and has $10 billion in funding commitments to finance and re-finance mortgages. And, part of their mission focuses on building strong, healthy urban and rural neighborhoods, helping to stabilize the housing market.

This is a legitimate, safe opportunity to own a home that you can afford, and I can help you achieve that goal. More features of this program include:
• No down payment. However, paying one percent of the mortgage up front reduces the interest rate by .25%, a tremendous benefit.
• Perfect credit history is not required. NACA loans are based on individual credit history and positive intent to be financially responsible.
• No fees or private mortgage insurance. These costs are paid by the lender.
• Workshops and counseling. Potential mortgage holders attend a workshop to learn about this program in depth and then work with a counselor to assure success.
• Residency. Buyers must live in the home during the life of the loan. However, you can sell the property.

The aim of this program is to help people get into home ownership with fixed rate mortgages, reasonable interest rates and affordable monthly payments. Consequently, NACA programs also help homeowners who want to sell their property now.

Whether you want to buy or sell a home, I’m available to explain the NACA requirements and facilitate a mortgage that makes you comfortable. Give me a call and we’ll talk about NACA loans.

Learn more about Buying a home in St. Charles and St. Louis Counties by visiting our website.